We have the following Gifting Options:

AUTOMATIC BILL PAYMENT

You can setup an electronic donation to St. Joseph through your bank or credit union. If you pay your bills through your bank or credit union this is the easiest and least expensive way to set up a donation on a regular basis. There are no fees to either you or the church for the transaction. Call your bank to learn your banking institution’s setup procedure. Often, you simply designate St. Joseph as a ‘payee’, use your envelope number as the account number, and give the parish address, 411 E. Second St, Dayton, OH 45402, as the vendor address.

ONLINE GIVING NOW AVAILABLE!

We are pleased to announce that our church has partnered with myEoffering to provide you with the convenience of making online contributions. Online giving allows you to make contributions to St. Joe’s without writing checks or worrying about cash donations. You create a username and password and schedule various donations or make a one-time donation. Like online bill pay, you have complete, 24/7 control over your donation(s) from your personal banking account using a computer or mobile device. Fees can by paid by the church or donator. MyEOffering is hosted by Church Budget Envelope. The data is processed by Key Bank. We don’t recommend using your credit card as they fees are .30 per transaction and 2.75% of the dollar amount you donate.

Click the Register Now link to get started. Next click on the blue Register button at the very top of the screen to create a user name and password. Follow the steps outlined.

Visit the Online Giving Video for step by step instructions.

Need Help? Contact Chris Lockhart, at lockhartchris411@gmail.com or 937-228-9272, or MyEOffering at info@myeoffering.com or 877-393-3330.

OTHER GIFTING OPTIONS

Besides supporting St. Joseph through your Sunday offering, parishioners can donate to the parish through making an IRA Distribution, making Stock and Mutual Fund donations, setting up a Charitable Bequest or Beneficiary Designation. If you would like to support St. Joseph but are unaware of available options, note the following possibilities you can choose.

IRA DISTRIBUTION

If you are 70½ years old or older, you can donate up to $100,000 as a Qualified Charitable Distribution (QCD) from your own IRA or individual retirement annuity directly to St. Joseph without having to pay income taxes on the money. The transfer generates neither taxable income nor a tax deduction, so you benefit even if you do not itemize your deductions. If you have not yet taken your Required Minimum Distribution (RMD) for the year, your IRA charitable rollover gift can satisfy all or part of that requirement. The IRA trustee/custodian must make the check out to St. Joseph. St. Joseph will issue an acknowledgement for the contribution.

WILL OR LIVING TRUST – CHARITABLE GIFT BEQUEST

By including a BEQUEST to St. Joseph Church in your will or living trust, your gift supports the parish and entitles your estate to a federal estate tax charitable deduction. Language can be as simple as “I, [name], of [city, state ZIP], give, devise, and bequeath to St Joseph Parish in Dayton, OH [an amount or gift description] for its unrestricted use and purpose.”

STOCK & MUTUAL FUND ASSET DONATION

Please contact the Business Manager, Chris Lockhart, for details.

DESIGNATED DEATH BENEFICIARY

A beneficiary designation upon one’s death can name St. Joseph to receive assets such as retirement plans and life insurance policies or real estate. You simply fill out a form that is entirely separate from your will that can be reviewed and adjusted anytime you want. It is an easy way to donate to the parish. Gift examples include:

REAL ESTATE – the transfer of the ownership of property by deed to St. Joseph.
APPRECIATED PROPERTY – a gift of appreciated property, such as marketable securities or tangible personal property.
RETAINED LIFE ESTATE – a gift arrangement where a donor deeds a personal residence to St. Joseph and retains the right to live there for life.
LIFE INSURANCE – a gift of the ownership of a life insurance policy.
RETIREMENT PLAN – a gift of part or all of an IRA or retirement plan account.

We hope this sheds light on the many giving options available to support St. Joseph now and in the future. For more information, please contact your attorney, accountant, or financial planner, as needed. Please feel free to contact Chris Lockhart with any questions, 937-228-9272 or lockhartchris411@gmail.com.

The information above is not intended as legal or tax advice, for which you should contact an attorney and/or certified public accountant.

Thank You for Your Generous Support of St Joseph Parish!